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Winter- What to Keep Up On Inside Your Home

 

Winter- whether you love it or hate it- you probably find yourself spending more time than usual inside your home.  And unlike the other three seasons, there aren’t many outdoor home projects requiring your attention.  But before you settle in for a long winter’s nap, keep in mind there are plenty of useful indoor chores you can tackle this chilly time of year. 

You may have stumbled upon piles or boxes as you put your Christmas decorations away- this is a dreaded, but necessary task to take on- and whether you follow the trendy Marie Kondo method or have your own approach- decluttering your surroundings is a proven stress reliever. 

Being inside raises concern for preventable health hazards to be aware of for your family’s home safety, so replacing batteries in carbon monoxide and smoke detectors, changing out air filters and considering radon testing are essential steps to ensure your extra time indoors is safe. 

Lastly, simple ways to improve your space and give it an inexpensive face lift include adding a fresh coat of paint, washing or replacing window coverings or choosing a different accent color in some new decorative pillows.
No matter your feelings toward winter, it is a fantastic time to slow down and focus on the inside of your home.   

 


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Does Moving Stress You Out?

Can you believe it is May and moving season and wedding season has just begun? I was just reading an article that the US Census Bureau projects 40 million Americans will buy a new house this year with 65% of those buyers will be moving between Memorial Day and Labor Day. If you’re one of those 40 million, are you stressed out? Moving and weddings are two of the most stressful events in our lives and I would suggest you only hire The Joe Reed Team for one of those occasions if you want the job done right. The Joe Reed Team wants to make your move a stress free occasion. From selling, to buying, to moving, WE’VE GOT YOU COVERED!
Our skilled Buyer’s agents are working around the clock to make sure you see your dream house the minute it hits the market, we’re listing your home with the most advanced real estate tools and marketing tactics available, we have a team that works for you day and night and we have a list of partners and companies to help in every aspect of moving! We are here for anything and everything that you will need from start to finish. Did you know that we CAN AND DO schedule and manage everything? Need new carpeting? DONE. Need the house painted? DONE. Need a good clean? DONE. Need an organizing guru? DONE. Landscaper? DONE. We’re living the RE/MAX slogan “Doing More from Start to Sold!
Call us today to find out how we are making our clients breathe easier and enjoy the process!

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What is the best time to put your home on the market?

People are always asking me When is the best time to put your home on the market?

In my opinion there is no “best time” to put your home on the market. If you chose a Realtor who is educated about the market and is moving properties regularly, you don’t have to wait until a particular time to put your home up for sale. I think sometimes it is better to watch the market and chose a time to list based on when inventory is low in your price point and area. When the market gets flooded with inventory, that creates a lot of competition. The whole idea is to make your home stand out from the rest! Choosing when to list sometimes isn’t a choice and the good news is, each time of year has its own perks.  Inventory is lower in the cooler months and there are typically more buyers in the warmer months. With that being said, you want to make sure that no matter what time of year you put your house on the market, it is “show ready” and that you are not just throwing caution to the wind and attempting to see what the market will bring. Be educated about the market and that will net you more money in a shorter amount of time.

For help with this or any other real estate questions contact myself or a member of my team!  970-270-5705

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Leading the Pack or Left in the Dust?

Technology

What does technology mean to you? Do you stay up with it? Or try? I believe many of us try to stay up with “The Jones” with the newest iPhone or TV but have you ever thought about if your Realtor stays up with technology? Do you even know what that could mean to you as the Buyer or Seller?

Leading the pack

We at The Joe Reed Team consistently stay up with the latest trends in technology. When I started in real estate back in 2004, I like all Realtors back then, took their own photos with a point and shoot camera. Disappointed in my photography skills, I met my now friend Leah and started taking more professional pictures with a much more expensive camera. I didn’t stop there, I wanted more!! Leah then introduced me to my now photographer Jim Adams, Leah’s husband. Since 2006 I have had professional photos done on all of my listings, regardless of price. Back in those days only million dollar homes had this courtesy. I essentially raised the bar of real estate photography in Grand Junction. Can you believe that there are some agents that still, in 2016, taking photos with their iPhones or point and shoot cameras? 

There is a similar story to Virtual Tours. In 2010, I wanted to raise the bar again with how virtual tours were done. I had a client in New York and he wanted to see the house thru video because the listing photos were so terrible. I had a dilemma; then I had an idea.  I had met Erika, Matt, and Joe Jones a year prior and they together ran with my vision of how virtual tours should be done. I was tired of the fish bowl look and wanted something more. I wanted a virtual tour that if you were a Buyer who was looking at the house online, you could feel yourself walking through the home. So we started the HD walking tours we now have. They have evolved with the ever changing technology. I went back and looked at the first one we did and I think to myself, “THIS was revolutionary back then!?”

The Joe Reed Team is always on the leading edge of technology whether you are buying or selling. If you are in the market or know someone who is, let us help.

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What Makes Grand Junction, CO a Special Place to Live?

Colorado-National-Monument-Sunlight-on-rocks

Are you thinking of moving to Colorado, or to another part of the state if you are already a resident? You naturally want to make sure you are choosing the perfect location to live, to work, and to raise a family. While the state certainly does have quite a few great places to call home, you might want to consider all of the benefits that residents of Grand Junction, CO have going for them. It’s truly one of the best places to live in the state, and it should be at the top of your list when it comes to searching for real estate. Let’s look at what makes this city so special to the residents.

According to Forbes, Grand Junction ranks as one of the best places to live not only in the state, but also in the country. The cost of living in the area is 7.6% below the national average, for example. It also ranks as #30 on the list of best small places for businesses and careers, so finding employment should never be much of an issue for those who move to the area.

It also has a wonderful location that’s right along the gorgeous Colorado River right in the middle of Grand Valley. The ideal location means that those who live in the area will always be close to great things to see and do, such as hiking and fishing. The schools are great as well, so parents can rest easy knowing their youngsters will be getting a good education.

When looking for the perfect home, Grand Junction can deliver. Whether you are looking for a condominium, a townhome, or a single-family home, you should be able to find exactly what is right for your space requirements and your budget. Take the time to find the perfect property today!

Resource: http://www.forbes.com/places/co/grand-junction/ 

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What Type of Investor are You?

Since the past few months with all of the volatility in the financial business markets, it’s a better time for people to get back to the basics to determine what kind of investors they are. In actual sense the investors falls under three categories that includes, the long term investors, the traders & the speculators.

Most Often, our popular social media and news networks are centered to short-term focus therefore they convey the idea of the trader or speculator to the people everywhere. This calls for confusion among the Long-term investors. Today let me discuss each of the three kinds of investors, along with the different ways which they adopt to interpret in market volatility.

Long-term investor:

This type of investor stays in the stock market for a long period. They know that the financial status and markets will experience ups and downs over a long haul. They believe that each up market would reach a higher level than the previous one, and it will motivate the investors to invest in the market.

Most Often, Long-term investors have diverse portfolios of stocks, cash, bonds, real estate and few other assets. It helps them to gain smoother rates of return and it also leads them to avoid the need to move in and out of the market at every anti- headline.

The Traders:

The Second category of investors is comprises of traders. Generally, there are two kinds of traders in the Volatility market. Some are those that trade on other’s behalf. Such traders including the Wall Street trading desks that execute trade on behalf of others. The time period for such traders can be in minutes, hours or even days.

Other type of trader executes trading for his personal account. The holding time period for such traders is likely to be more than Wall Street traders, but still quite shorter than the long-term investors.

Speculators:

The third type of investors is made up of speculators. This category of investors will be less likely to diversify and more to concentrate in individual sectors or securities. They might also concentrate their capital in speculative type securities. Finally, they might also tend to take positions with borrowed finances.

Investors should clearly clarify to their advisors that what they are exactly attempting to do. They must define themselves to their advisors that they act as a long term investor, trader or speculator.

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Great Tips for Homebuyers

 

If you are thinking about buying a home anytime soon, then the following tips can help to make sure you are doing things the right way.

First, make sure you have preapproval for getting a mortgage before you actually make an offer on the property. The reason for this is simple. You do not want to make an offer higher than you are able to afford. You need to know exactly how much you will be able to get. When you have a preapproval letter from your lender, it shows the seller that you are serious about your offer and that you really do want to buy.

Second, avoid bidding wars. While this might be a dream for the person selling the home, bidding against other people and driving up the price can be a strain on your wallet. If the price for a home keeps escalating because of other potential buyers, it might be time to step back. You don’t need the property so much that you overspend and end up causing more financial problems down the line. Find another property instead.

Third, when you are buying, always make sure you have enough money to cover the closing costs. In some cases, you might be able to get the seller to cover the costs, but that’s not always possible. Have money set aside for closing and other expenses that can crop up during the buying process.

Finally, make sure you get a home inspection. Without an inspection, you have no idea what’s actually happening with the property “beneath the surface”. Even though things might look great, you really do need to make sure you have someone there who can look at the wiring, the plumbing and the other systems to make sure everything is in good working order before you buy.

Resource: http://www.homeadvisor.com/article.show.5-Smart-Tips-for-Home-Buyers.12095.html 

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What goes into a blog post? Helpful, industry-specific content that: 1) gives readers a useful takeaway, and 2) shows you’re an industry expert.

Use your company’s blog posts to opine on current industry topics, humanize your company, and show how your products and services can help people.

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We’re ready for the TRID rules!

At 5 p.m. EST June 17, the Consumer Financial Protection Bureau issued a statement that the effective date for the TILA-RESPA Integrated Disclosure (TRID) rules would be pushed back to Oct. 1, 2015.

CFPB Director Richard Cordray said in a prepared statement: “The CFPB will be issuing a proposed amendment to delay the effective date of the Know Before You Owe rule until Oct. 1, 2015. We made this decision to correct an administrative error that we just discovered in meeting the requirements under federal law, which would have delayed the effective date of the rule by two weeks. We further believe that the additional time included in the proposed effective date would better accommodate the interests of the many consumers and providers whose families will be busy with the transition to the new school year at that time.”

Rainier Title has been working towards the TRID implementation for over a year and felt prepared for August 1st. However, with the proposed delay we will be taking this opportunity to continue our education and training of TRID. While we believe that we have been proactive and ready for this change, there are still so many unknowns that will have to be addressed at the time of implementation. The industry should still prepare for 45-60 days for transaction to close due to the new timing parameters of the forms.

We’re working hard to be ready for all changes!